Hdfc bank personal loan requirement

Conforming loans adhere to the following credit guidelines for approval: The minimum conventional loan credit score is 620-680 depending on the program. The interest rate is based on credit score, and 720 obtains the best rate. LTV requirements are based on credit score. Better scores have higher LTV limits. Mortgage insurance requirements are driven off credit score and LTV. Applicant cant have late payments in the last year.

Applicant cant have outstanding judgments in the last year. At least two years must pass after Chapter 13 bankruptcy. At least four years must pass after Chapter 7 bankruptcy.

Hdfc bank personal loan requirement

The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website is not an offer to lend. WhiteRockLoans. com is not a lender and does not make loan or credit decisions. WhiteRockLoans. com connects interested persons with a lender from its network of approved lenders.

Hdfc bank personal loan requirement

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Hdfc bank personal loan requirement